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Refund Options

Instant Refund Anticipation Loan (IRAL*)



Refund Anticipation Loan (RAL*)




Refund Transfer (RT)

Don't need your tax cash right away? We have tax refund options for you, too! Try our Refund Transfer and get your tax refund check fast. The Refund Transfer offers all of the benefits of electronic filing… and you defer payment of tax preparation fees until your refund is deposited. You also have the option to have the Refund Transfer deposited into your personal bank account. The Refund Transfer is generally available within 21 days after the IRS accepts your tax return. Tax preparation service fees and other fees are deducted from the tax refund amount. So you pay nothing up front for the Refund Transfer option.



IRS Direct Check

Need your tax refund fast but not that fast?

If you're not in a rush to receive your tax refund, you may want to choose one of our direct deposit tax refund options. If you choose our IRS Direct Check tax refund option, you can receive your tax refund directly from the IRS. When used in conjunction with direct deposit, you can generally have your tax refund deposited into your personal bank account within approximately 21 days. Or, choose to have your tax refund mailed directly to you by the IRS, generally within 28 days (when you use our e-filing tax service). With the IRS Direct Check, all tax preparation and any additional fees are paid at the time of the tax service.


Flexible Payment Options

Instant Tax Service customers who are not receiving tax refunds can pay for their tax obligation and tax services conveniently with their VISA®, American Express®, Discover®, MasterCard®, or debit card. Using one of these options, you can choose to pay your tax due over a set period of time… without worrying about paying late fees or penalties from the IRS.

For your tax preparation services, we also accept cash, personal one party check, money orders, and all major credit cards. We can also withdraw funds directly from your checking or savings account as a quarterly or lump sum payment for tax services. **

* Instant Refund Anticipation Loans and Refund Anticipation Loans are offered by a third party lender not operated by your tax preparer. Not everyone will qualify. Loan amounts may vary, and may not be available at all locations. Loans are subject to approval, terms, and conditions of the third party lender. Interest and fees may apply and will be deducted from tax refund proceeds. Only available while supplies last. Ask your preparer about other IRS e-file options. Not available in all areas and valid only at participating store locations. See store for complete details.

**Some banks may charge a fee for this service. Contact your bank branch for further information.